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Go for a Home Insurance Right Away!

Date Added: September 08, 2007 11:46:05 AM

Go for a Home Insurance Right Away!

 

There is a steady downfall in the premium of The Home & Home Content Insurance (even cheaper than 94) while the trend is just reverse in case of Car Insurance

 

The Premium Table

 

Home

 

£203

Home Content

 

£148

Car

 

£757

 

(Sources: The AA's British Insurance Premium Index)

 

 

Analysis Reveals

 

Reasons for Cheaper Home Insurance

Reasons for Dearer Car Insurance

  • Falling crime Rates
  • Lesser Weather related claims
  • Discounts offered by some providers

Sharp increase in claiming cost

 

 

 

Observations

 

Weather Pattern is changing. The lesser rainfall may lead to shortage of Water Supply. The North Yorkshire storms has shown how devastating the effect may be when heavy rain runs off dry land. Dry ground conditions lead to subsidence.

 

Inference

 

Insurers will bear the cost in short term, but the customer has to bear in long term. Customers may have to face an increase of premium even in double digit like mid-90s.

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